3700 Campus Drive, Suite 200, Newport Beach, CA 92660

Loan Programs

Loan Programs

Submission Form

Residential
8-9%
2 Points
65% LTV
SFR 1-4 Non-Owner Occupied
Multi-Family
8-9%
2 Points
65% LTV
5+ Units
Commercial
9-10%
2 Points
65% LTV
Office, retail, industrial, special purpose & mixed-use
Construction
10-11%
2.5 Points
60% ARV
Ground-up, completion, rehab, etc.
Land
11-12%
3 Points
50% LTV
Residential, commercial & industrial

No Consumer Loans. Interest Only & Amortized

Loan to Value ratios are based off a qualified third party appraisal report.

Lower LTV loans can qualify for a lower rate and cost. Higher LTV loans may require a higher rate and cost.

Loan Criteria:

California Properties Only

First Trust Deeds Only

Non-Owner Occupied & Business Purpose Only

Why Cal Pac Capital:

**Low Documentation

Close in as little as 3 days

** Loans may contain a higher interest rate, points and fees than other products requiring documentation.

Contact:

Call (800) 976-0999

Email info@calpacfunds.com

Download Rate Sheet

This is not a loan offer.  Specific loan amounts, rates, fees and other pertinent terms may vary, and can only be provided after a complete file review upon receipt of additional required documentation and information. Cal Pac Capital does not offer consumer loans. Referring Mortgage brokers can match but not exceed Cal Pac Capital points.